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A Cross River State Government-facilitated public-private partnershipProject governance
Public credit-process guide

From application discovery to accountable portfolio management.

This public explanation aligns with the operational workflow without exposing confidential credit controls or personal information.

1

Discover & prepare

Check eligibility, project windows and required documents.

2

Apply

Complete the appropriate applicant or aggregator pathway.

3

Agribusiness assessment

Operational viability, site evidence and value-chain context are reviewed.

4

Credit appraisal

Finance structure, cash flow, risks and mitigants are assessed.

5

Final decision

The authorised Project Director approves, modifies, returns or rejects.

6

Approval & conditions

An approval letter records the illustrative facility terms and conditions.

7

Farmer validation

Aggregator records are checked before central publication.

8

Monitoring & reporting

Field evidence, portfolio performance and public impact are tracked.